ROLE PURPOSE The Internal Audit Officer will provide direct support to the Internal Audit Manager in the day-to-day execution of internal audit activities and in undertaking the assigned audit projects in accordance with the Department’s audit plans. The Internal Auditor must possess well knowledge and capabilities to be able to execute audit assignments whilst bringing systematic approach to examine and evaluate the adequacy, effectiveness and efficiency of risks, and internal control systems. JOB RESPONSIBILITIES Conducts audit assignments successfully from beginning to end by following test steps from audit programs Work with Internal Audit Manager in preparing audit working papers (Understanding of the process, Process flowcharts, Walkthrough test and Other required audit documentations) of business processes and functional areas in accordance with standards and requirements. Collaborate with team member in performing audit procedures including conducting interviews, utilizing appropriate sampling techniques, performing analytics, and evaluating audit evidence Reviews compliance with existing rules and regulations issued by Regulatory Bodies. Reviews existing internal policies and procedures to assess the adequacy, efficiency, and completeness of controls. Tests internal controls and data, identifies and communicates control gaps, control design deficiencies, process improvement opportunities in a timely and organized manner. Prepares clear, concise audit documentation based on audit findings derived from and supported by the audit work papers. Performs follow up activities to assess the adequacy of the corrective action taken for audit findings, and deficiencies Assists in the undertaking of surprise cash audits as required. Assists in the follow-up of management's responses to audit recommendation Other duties, as assigned
ROLE PURPOSE The Internal Audit Manager must be self-driven individual who will be responsible for conducting audits of the organization, preparing audit reports, and highlighting issues relating to internal controls & risk management. The Internal Auditor must possess in-depth knowledge and capabilities to be able to execute audit assignments whilst bringing systematic approach to examine and evaluate the adequacy, effectiveness and efficiency of risks, internal control systems and provide recommendations, improve efficiency. JOB RESPONSIBILITIES Plan and conduct assigned risk-based audits and develops audit programs and testing procedures relevant to risk and audit objectives in accordance with annual audit plan. Manages and leads entire audit assignment process, including detailed planning of audit assignments, execution and reporting in accordance with Internal Audit Manual and Internal Audit methodology. Leads diverse audit team members by creating an environment fostering self-development and the development of others. Clearly explains team members how to perform and apply audit procedures, including conducting interviews, utilizing appropriate sampling techniques, performing analytics, and evaluating audit evidence. Understand the key functions and business processes and identify the key risks and related controls environment and activities. Perform audit procedures to verify the implementation and effectiveness of controls through testing and evaluation by interacting with the relevant stakeholders. Update to Head of Internal Audit and Chief Auditor on regular basis; progress on assigned projects, highlight the challenges, and any arising significant issues noted. Communicate audit findings and recommendations with management and departmental heads in a timely manner. Ensure successful completion of assigned projects within the stipulative timeline and deliver timely, quality audit reports. Assists in the preparation of Audit Committee package and reporting to Senior Management. Conduct ad-hoc/ special investigations and reviews as requested by management/ BOD. Other duties as assigned.
ROLE PURPOSE Yoma Bank’s Treasury and Financial Institutions Department is seeking a highly motivated and dedicated individual to join our team as an Officer. This role ensures smooth facilitation of crossborder transactions, supports strategic initiatives, and strengthens the bank’s global network in alignment with compliance, operational, and business objectives. The selected candidate will support and assist the Manager and senior leadership in the day-to-day management, maintenance, and development of service relationships with our financial institution partners. KEY RESPONSIBILITIES Assist in preparing FI KYC/CDD documentation , including onboarding requirements, duediligence questionnaires, and sanctionscreening materials, ensuring all submissions comply with regulatory standards and internal policies. Support the accountopening process with both local and international financial institutions by coordinating documentation, approvals, and communication. Prepare, organize, and maintain FI-related paperwork and bank documents , ensuring records are accurate, complete, and up to date. Liaise with internal stakeholders , including the International Banking Department, Corporate Banking Department, and FX Solutions Team—to support their daily business inquiries and requirements related to FI partners. Arrange and coordinate courtesy meetings with local and foreign banks on a regular basis, including scheduling, agenda preparation, and follow-up. Build and maintain strong relationships with financial institution partners , supporting the development of new collaborations while managing assigned existing FI accounts. Perform other ad-hoc tasks and administrative duties as required to support the Treasury and FI Department’s operational and strategic objectives.
ROLE PURPOSE The Senior Manager/Vice President – Financial Planning & Analysis (FP&A) serves as the operational leader of the FP&A function and the second-in-command to the Head of FP&A. The role supports enterprise-wide financial planning, performance monitoring, and management reporting while ensuring strong financial discipline across business units. This position translates strategic direction from the Head of FP&A into actionable financial plans, robust analytics, and effective performance management frameworks. KEY RESPONSIBILITIES 1. Financial Planning & Forecasting Lead the preparation and consolidation of the Bank’s annual budget, rolling forecasts, and multi-year financial plans. Coordinate with business units, finance partners, and support functions to ensure accurate and aligned financial plans. Support the EVP FP&A in translating strategic targets into financial projections. Ensure consistency, transparency, and governance across planning assumptions. 2. Financial Performance Management Monitor financial performance against budgets and forecasts. Conduct detailed variance analysis (Actual vs Budget / Forecast). Identify key drivers of revenue, cost, and profitability across business units. Provide early warnings on performance risks and recommend corrective actions. 3. Management Reporting Lead the preparation of monthly management reports and executive dashboards. Support preparation of Board-level financial performance materials. Ensure accuracy, timeliness, and clarity of financial information provided to senior management. Develop insightful commentary and analysis to support executive decision-making. 4. Profitability Analytics Support the development and enhancement of profitability frameworks across: Products Customers Business Segments Analyze margin trends and cost allocation to support performance improvement initiatives. 5. KPI & Performance Framework Implement and monitor KPIs for business units and functional teams. Support performance review discussions with business leaders. Develop dashboards and performance scorecards to track financial and operational targets. 6. Strategic Projects & Business Partnering Provide financial analysis for new product initiatives and pricing strategies. Support digital transformation initiatives through financial evaluation and ROI analysis. Assist the EVP FP&A in evaluating business cases and investment proposals. 7. Balance Sheet & ALM Support Support ALCO-related analytics including balance sheet trends and interest margin performance. Work with Treasury and Risk teams on financial scenario modelling and stress testing. Provide insights on funding costs, liquidity trends, and capital efficiency. 8. FP&A Operations & Team Leadership Manage the day-to-day operations of the FP&A team. Ensure high-quality financial modelling, analytics, and reporting standards. Mentor and develop FP&A team members to strengthen analytical capabilities. Foster collaboration across Finance, Treasury, Risk, and Business units. 9. Ad-hoc Project FP&A team lead some initiatives that contribute to the bank-wide profitability of which strategic planning from Department Head to implementation process of which Senior Manager/VP will be critical on the final deliverable. Support the reporting departmental head with financial insights for major strategic and regulatory-driven decisions
ROLE PURPOSE The Senior Associate – Vehicle Valuation Assessment is responsible for ensuring accurate and realistic valuation of vehicle collateral for both personal and commercial loan applications. This role supports sound credit decisions, protects the institution from over-exposure, and enables competitive lending. KEY RESPONSIBILITIES Regularly explore to gain knowledge of various kinds of vehicles, manufactures, models, grades and their valuation and preferences in the market. Conduct fair and defensible vehicle valuations for new and existing HP loan applications. Extract the model year and vehicle details by inputting the Chassis Number if needed. Review the vehicle details of HP application case including age, condition, usage, market demand, and depreciation. Apply approved valuation methodologies in determining the market benchmarks. Identify and flag valuation risks, discrepancies, or potential fraudulent and suspicious HP applications. Support Credit, Risk, and Business teams with timely valuation inputs. Maintain proper documentation and audit trails. Stay updated on vehicle market trends, pricing, and regulatory requirements.
ROLE PURPOSE Yoma Bank is recruiting a talented Creative Designer role to join its very dynamic Marketing and Communications Department. This role play in developing creative visual concept that aligns with Yoma Bank’s brand identity and marketing objectives. This role will support various internal and external communication efforts through high-quality design solutions, ensuring brand consistency and engagement across multiple platforms.This position requires strong creative and technical expertise, the ability to handle multiple projects simultaneously, and a proactive approach to problem-solving. The Creative Designer will work closely with cross-functional teams to develop compelling marketing materials, oversee production processes, and implement AI-driven design solutions. The role also requires conducting research and competitor analysis to ensure high-quality and market-relevant creative output while continuously developing new skillsets and staying ahead of industry trends. KEY RESPONSIBILITIES Creative Concepts and Brand Consistency: Develop compelling and innovative designs for digital and print materials, including social media graphics, advertisements, brochures, reports, events and POSM (Point-of-Sale Materials). Ensure all designs align with Yoma Bank’s brand guidelines and maintain visual consistency across all communication channels. Utilize AI-powered design tools to enhance creative output and efficiency. Maintain an organized asset library to streamline the design process and ensure accessibility of visual materials. Continuously enhance design skills by researching and adopting new design techniques, software, and creative methodologies. Marketing and Digital Strategies Support Work closely with internal teams to design creative assets for marketing campaigns, promotions, internal communications and corporate initiatives. Support the execution of marketing strategies by providing timely and high-quality design solutions. Conduct research on industry trends and competitor activities to enhance design approaches. Monitor competitor/ trend campaigns and branding efforts to identify opportunities for differentiation and innovation. Visual Storytelling, AI integration and Social Video Creation: Develop visual storytelling elements that effectively communicate key messages and enhance user engagement. Design infographics, illustrations, and motion graphics as needed for various marketing and corporate projects. Create engaging social media videos and animations to support brand communication. Leverage AI software for design automation, concept generation, and enhancing creative processes. Stay updated with design trends and apply innovative techniques to enhance creative output. Collaborate with videographers and content creators to produce high-quality visual content. Ensure that video and multimedia assets align with the bank’s brand and communication strategy. Production, Vendor Coordination and Project Tracking: Work with external vendors, printers, and production teams to ensure the highest quality output for printed materials and merchandise. Review proofs and provide necessary adjustments to maintain brand quality standards. Manage design projects from concept to final execution, ensuring deadlines and quality expectations are met. Utilize project tracking tools to document design progress, manage workflow, and ensure efficient project execution. Maintain a budget-conscious approach when working with vendors and sourcing materials. Coordinate design review meetings and timelines to ensure efficient workflow and project completion within deadlines. Reporting and Project Management: Track and report on project progress, including timelines, resource allocation, and key deliverables. Provide regular updates to management and stakeholders regarding ongoing projects, creative output, and performance metrics. Maintain detailed documentation of design projects, including concept notes, revisions, and final outputs. Analyze project outcomes and incorporate feedback to improve future creative strategies. Work closely with the team to ensure project objectives are met within deadlines and budget constraints.
ROLE PURPOSE The Senior Associate (HP) in Consumer Business is responsible for driving the growth of Yoma Bank’s Hire Purchase (HP) business by developing and managing dealer relationships, expanding the HP dealer network, and improving sales conversion. The role focus will run the day-to-day business of several assigned Authorized Dealers. This includes answering product and portal related questions, onboarding new dealers into day-to-day operations and resolving operational issues for loan applications. KEY RESPONSIBILITIES Maintain a relationship with operational and management level staff of our Authorized Dealers. Introducing new product features to the operational and management level staff of our Authorized Dealers. Identify potential new business opportunities with existing Authorized Dealers. Identify possible product improvements or marketing opportunities and drive these together with the Vice President & Head of Consumer Business.
We are seeking Project Managers, experienced in Banking, IT domains and vendor management experience would be ideal for this opportunity. This role will focus on the banking and product implementation aspects of the project and work in collaboration with the Program Manager with a focus on the Product, Business, IT and Project Management aspects.This role will allow you to use your demonstrated ability to manage distributed teams with different skill sets, exercise strong problem-solving ability and utilize your skills with working in a team orientated, collaborative environment. JOB RESPONSIBILITIES As a Project manager, you are responsible for delivering the project, leading the team members, managing stakeholders and expectation to achieve project objectives. Work closely with the Product, Business, Technology, and Program Managers to align with the overall project strategy. A project manager might be working on multiple projects and/or initiatives based on size, complexity of projects and the workload. Depending on project to project and nature of the projects, shall be responsible partly or for the whole project life cycle, Initiating, Planning, Executing, Monitoring and Controlling. Closing, either directly or indirectly or through delegation or support from the stakeholders Aligning with organizational strategy and goals, setting and meeting project targets, liaising with other stakeholders and PMs to achieve project results and outcomes. Develop a strong understanding of all technical aspects of the project and collaboratively work to meet current and future targets.
ROLE PURPOSE This role is responsible for supporting the tax operation within an organization by handling various tasks related to the tax preparation and compliance in accordance with government policy. The position also responsible for processing the stamping on contracts and agreements to align with the stamping law. It is also responsible to deal with government offices for the process of strengthening the organisation’s properties and asset. JOB RESPONSIBILITIES Proceeding the payment process of all the entitled tax (stamp duty, profit tax, YCDC tax) in accordance with government policy on timely manner. Assisting in ensuring compliance with federal, state, and local tax laws and regulations. Helping prepare documentation and reports required during tax audits or inquiries from tax authorities. Performing general administrative tasks, such as scheduling appointments, documentation, managing files, and assisting with correspondence related to tax matters. Collaboration with Finance Team for income tax matter. Coordinate with Admin Payment Team and Finance Team for the tax and expanses payment settlement. Responsible for the timely and accurate processing and payment of company invoices for the operational expenses such as utilities, telecommunications. Receive, review, and verify monthly telephone for accuracy against service agreements and historical usage. Resolve billing discrepancies, incorrect charges, or service issues by communicating directly with service providers (telephone/internet companies). Supporting and organizing the process of strengthening ownership of YOMA Bank owned properties. To carry out any responsibilities related with organization assigned by Vice President. To participate in the event to demonstrate the team work organized by YOMA Bank.