Duties & Responsibilities

• Ensure that the department follows the process as defined in the MCB credit policy, product programs and CBM regulatory guidelines
• Reviewing disbursement conditions for each loan facility (lending agreement, collateral agreement, registration of collateral, other loan granting conditions stipulated in the Credit Policy and Product Programs)
• Book specific loans in the core system post-approval. Ensure that transactions are booked appropriately and systems are updated properly;
• Safe-keep and archive lending files including legal documentation
• Conduct daily monitoring of Credit policy and product program deviations
• Act as a coordinator for Credit Risk Matters internally and externally for the proper implementation of credit activity and controls.
• Monitor the approvals of credit requests and follow up on credit approval conditions (collaterals, insurance and other financial / non-financial covenants) – coordinate with RMs / Branch Managers for fulfilment
• Anticipate and remediate potential systems issues that may create data integrity issues
• Build and own a quality assurance process to ensure the data owned by the Bank is accurate at approval and is maintained for term of the relationship
• Builds and maintains strong and effective relationships with cross-functional teams consisting of loan product sales, relationship management, operations, IT, and compliance to ensure data quality
• In advance notify the relevant RMs on facilities / insurance expiry and seek updated documents
• Maintain highest standards of professional conduct, ethics and integrity in the provision of services in the Credit Administration department.
• Oversee and manage the credit monitoring and inspection as per needy basis.

Requirements

• Bachelor's Degree in Finance, Account, Business and any discipline with related experience.
• Minimum 5 years working experience in similar role in the banking industry.
• Committed in completing assignments within the deadline, strong interpersonal and communication (oral and written) skills, and team-oriented
• Working experience on Loan Origination system or Credit Processing system is preferred
• Result-oriented, great sense of responsibility and team player and High Integrity
• Good interpersonal and communication skills
• Proficiency in English and Microsoft Word/Excel